Residents in the state of Massachusetts may have a fighting chance to force a loan modification on their home if they can prove that it would be more financially beneficial to the lender to allow the borrower to stay in the home with a loan mod rather than foreclosing on the property, according to The Republican newspaper out of Springfield, Mass.

The law that will enforce this change goes into effect next month. It will not work unless the homeowner is still able to make some sort of payment each month.

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