Best automation opportunities for loan processing

Join our expert panelists to learn how lenders can achieve their goals using the integration of intelligent document automation and RPA technology.

4 Strategies to Strengthen Customer Relationships

Discover the right strategies to execute fast-acting campaigns, track results and improve your bottom line – all while strengthening customer relationships.

HousingWire's 2021 Spring Summit

We’ve gathered four of the top housing economists to speak at our virtual summit, a new event designed for HW+ members that’s focused on The Year-Round Purchase Market.

An Honest Conversation on minority homeownership

In this episode, Lloyd interviews a senior research associate in the Housing Finance Policy Center at the Urban Institute about the history and data behind minority homeownership.


2019 Rising Star: ​​​​​​​Braxton O’Neal

Senior Manager of MI Pricing, Genworth Mortgage Insurance


In 2018, Braxton O’Neal began leading the product development team at Genworth Mortgage Insurance.

There, he championed the creation of a product development council – a cross-functional team responsible for vetting, building and launching new products and services. Under his leadership, Genworth introduced two new, transparent pricing variables to traditional rate cards: number of borrowers and debt-to-income ratio. This was the first material change to rate card pricing structures in more than five years for the company and allowed Genworth to more effectively price for the riskiness of a loan and enabled the company to offer borrowers the most accurate rates. These two variables directly impacted the pricing of roughly $60 billion of mortgages written in 2018. Mid-year, O’Neal was charged with leading a newly-created pricing team. He and his team, were instrumental in the development and execution of Genworth’s overall 2018 pricing strategy and resulted in the launch of the company’s new risk-based pricing engine, GenRATE.

“Working smarter, not harder is a frame of mind/habit I’ve practiced and preached throughout my entire career. Action for the sake of action is wasted time and energy. Taking a step back and being deliberate about what you are doing pays dividends.”

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