A look at Biden’s first week in office

This episode reviews last week’s inauguration of President Joe Biden, examining which housing issues the new administration has already taken action on.

Biden’s executive order will extend foreclosure moratorium

President Biden revealed his plan to sign 17 executive orders his first day in office, including am extension of the eviction and foreclosure moratorium to at least March 31.

If consumers aren’t holding lenders back, then who or what is?

The challenge for lenders and investors is understanding how to meet borrowers where they are without layering on risk or getting bogged down in third-party intermediation.

HomeBridge’s Brian White on diversity at a practical level

HomeBridge's Brian “Woody” White discusses ways to increase diversity within the housing finance industry.

Mortgage

2019 Rising Star: Shane Erskine

President, OneTrust Home Loans

F1

Within a few short years of beginning his career, Shane Erskine was already recognized as being among the top originators nationally.

Fast forward to now – as a business owner, Erskine strives to set an example that employees want to follow. He not only recognizes and encourages employee accomplishments, but also provides opportunities for growth and success among his team. In 2008, Erskine began his company when he partnered with his brother to build a successful company that designed and executed custom financing platforms for homebuyers. At that time, this was a first for the market. Soon, their creative financing solutions effectively stabilized many of these developments. And the company continued to grow despite a difficult mortgage climate, and in 2013 rebranded to become OneTrust Home Loans. Under Erskine’s leadership, OneTrust Home Loans has experienced tremendous success. As of press time, the company had seen 1160% increase in revenue and is now licensed in more than 40 states with more than 50 branch locations.

F1WHAT IS ONE THING YOU HAD TO OVERCOME TO SUCCEED IN THIS INDUSTRY?
“This business is continually changing, it is vital to remain focused and not let the noise distract you. Staying focused allows you to make quick, prudent business deci- sions to keep things moving forward. We start with a plan, things don’t always go accordingly to plan and being able to re- evaluate and shift direction is key.”

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3d rendering of a row of luxury townhouses along a street

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