What to expect at HousingWire’s Spring Summit

The focus of the Summit is The Year-Round Purchase Market. Record low rates led to a banner year for mortgage lenders in 2020, and this year is expected to be just as incredible.

Increasing lending and servicing capacity – regardless of rates

Business process outsourcing and digital transformation are proven solutions that more companies in the mortgage industry are turning to. Download this white paper for more.

HousingWire's 2021 Spring Summit

We’ve gathered four of the top housing economists to speak at our virtual summit, a new event designed for HW+ members that’s focused on The Year-Round Purchase Market.

An Honest Conversation on minority homeownership

In this episode, Lloyd interviews a senior research associate in the Housing Finance Policy Center at the Urban Institute about the history and data behind minority homeownership.


2017 HW Vanguard: Terry Schmidt

Executive Vice President and Chief Operating Officer at Guild Mortgage

With more than 30 years of experience in helping grow Guild into a Top 10 independent mortgage lender, Executive Vice President and Chief Operating Officer Terry Schmidt has led efforts to improve the mortgage industry in many ways. 

schmidtSince her career began at Guild in 1985, Schmidt has worked to develop, empower and inspire leaders at the company, throughout the mortgage lending industry and in her community. Schmidt has been the driving force in leading Guild Mortgage’s senior management team in the development and execution of a strategic business and financial plan that has helped the company grow to become one of the nation’s largest independent mortgage lenders. 

Schmidt is responsible for financial and investor reporting, budgeting, cash management, warehouse lending and human resource functions at Guild. Schmidt has helped increase Guild’s national market share every year since beginning the company’s long-term growth plan in 2008; the company now has more than four times the national market share it had in 2009. 

She has also developed sophisticated reporting systems for measuring branch performance as part of Guild’s entrepreneurial approach. Her versatility extends from the financial aspects of the business to product development, advertising and systems design. 

Perhaps most impressively, Schmidt led the efforts to establish Guild’s first nonprofit organization, the Guild Giving Foundation, in 2017. The program was launched to encourage volunteerism among Guild’s more than 4,000 employees and deliver on its mission to inspire positive change in every community it serves. 

What has been your secret to success?

“A constant quest for learning and seeking better ways to lead the organization.”

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