According to CNBC, America is more on track for retirement, as more people feel confident and financially prepared.  However, the slow housing recovery is hindering people’s confidence.

The article listed people's confidence and financial readiness in 30 metro areas. 

In the bottom three locations—Nashville, Los Angeles and Orlando-Daytona Beach-Melbourne—people are saving about as much as the national average, but their confidence level is lower. Ameriprise said that might be a function of housing prices that have not rebounded as well as those in the rest of the country.