As Brent Chandler leads six-time HousingWire Tech100 honoree FormFree, he continues to drive industry innovation by leveraging blockchain infrastructure to give consumers and lenders better access to real-time ability to pay information. Chandler started FormFree from his basement and grew it into the company it is today. Chandler is the architect behind FormFree’s flagship product, AccountChek, which disrupted an industry by introducing automated asset verification to the home lending space. AccountChek streamlines the mortgage underwriting process for both borrowers and lenders, resulting in quicker decisions. Currently, Chandler is working to bring FormFree’s Passport all-in-one verification service to the blockchain. By enabling on-demand access to consumers’ tokenized ATP information, FormFree hopes to make mortgage underwriting even faster while improving access to credit for low- and middle-income families in accordance with the OCC’s Project REACh. Chandler has been instrumental to FormFree, signing more than 3,000 lenders and partners, including over 65% of the industry’s top-50 lenders. FormFree has accepted over 5 million AccountChek Asset Report orders and verified more than $2 trillion in borrower assets for lenders to date. Lender clients have benefited from FormFree’s ability to reduce average time-to-close by up to 10 days or more.