Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Powell sends mortgage rates higher as he questions December cut
Oct 29, 2025Mortgage rates rose by 14 basis points after the Fed cut rates, as Powell’s hawkish tone pushed back on December rate cut expectations.
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Fed delivers another 25-bps rate cut. Mortgage lenders prepare to scale up
Oct 29, 2025 -
Fed prepares to pivot balance sheet, with potential ripple effects for mortgages
Oct 28, 2025 -
Will the Fed ruin the lowest mortgage rates of 2025?
Oct 28, 2025 -
Mortgage rates hit 2025 low point again, spurring fall housing activity
Oct 28, 2025 -
Inflation moves higher for third straight month, hits highest level since January
Oct 24, 2025 -
Former economic leaders Cohn and Summers warn on U.S. fiscal path
Oct 20, 2025 -
How can mortgage rates get to 5.75% by the end of the year?
Oct 17, 2025 -
12 tips to attract home sellers after Fed rate cuts
Oct 17, 2025 -
Bessent to present Fed chair candidates to Trump in December
Oct 15, 2025 -
Mortgage rates aren’t budging during the shutdown. How long will it last?
Oct 14, 2025 -
Did housing inventory peak in August this year?
Oct 11, 2025
