Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Mortgage rates could move higher despite a Fed cut
Dec 09, 2025While the Federal Reserve is expected to deliver another interest rate cut on Wednesday, mortgage rates aren’t likely to move much lower. They could, in fact, move higher depending on the policy signals given by Fed Chair Jerome Powell.
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MBA voices support for proposed cut to community banks’ leverage ratio
Dec 08, 2025 -
December housing demand near 3-year high as spreads improve
Dec 06, 2025 -
Home prices, a potential new Fed Chair, and a tribute
Dec 03, 2025 -
Mortgage rates expected to hold firm even with another Fed cut on the horizon
Dec 02, 2025 -
Kevin Hassett is the rumored lead for Fed chair position
Nov 25, 2025 -
Will steady mortgage rates and another Fed cut boost home sales?
Nov 25, 2025 -
With Powell set to move on, who are the candidates for the next Fed chair?
Nov 21, 2025 -
Existing home sales rise in October despite government shutdown
Nov 20, 2025 -
Trump’s new economic game plan for the Fed and the economy
Nov 20, 2025 -
Mortgage rates are calm as the Fed rate cut debate intensifies
Nov 18, 2025 -
Lisa Cook’s defense challenges fraud claim, denies any intent to defraud
Nov 18, 2025
