What can the U.S. mortgage industry learn from how the rest of the world finances homeownership?
Outside of America, borrowers enjoy more flexibility — from portable mortgages and CPI-indexed loans to bond-backed prepayment models that allow them to exit a mortgage when interest rates rise. Meanwhile, U.S. borrowers are stuck with a rigid 30-year fixed-rate model — with minor variations — and a broken refinance cycle.
In this exclusive webinar, James Kleimann (Managing Editor at HousingWire) and Jonathan Arad (CEO of Takara) will explore how different mortgage products shape housing markets outside the country, and what it would take for the U.S. to adapt more innovative, borrower-friendly models.
What You’ll Learn:
- Why other countries don’t struggle with “lock-in” like the U.S. — and how their mortgage models are built differently
- What originators, agents, and borrowers gain from product structures in Israel, Denmark, and the UK
- How bond buybacks, mortgage portability, and indexed principals work
- The structural barriers to mortgage innovation in the U.S.
- Why product diversity in the U.S. is more limited than many LOs think
Don’t miss this conversation on how global mortgage models challenge the status quo and offer scalable alternatives for the U.S. market.
Register now!
Date & Time: June 4th 1 p.m. CT (Can’t make the live event? Register for the on-demand recording!)
Meet the Panel:
James Kleimann, Managing Editor
HousingWire
Jonathan Arad, CEO of Takara
