Origination

Staying on top of mortgage origination news may be more important right now than ever. The mortgage industry has faced more than its fair share of challenges throughout 2022, with higher than average mortgage rates leading to dwindling interest from potential borrowers. In turn, the great mortgage bank consolidation has been underway, and a number of other seismic shifts in the industry have occurred as well.

These types of changes are expected to continue through at least the first half of 2023, although there is optimism that the industry may see improvement in the second half of the year. As a mortgage origination professional, you can stay up to date on the news you need with the extensive mortgage origination coverage published by HousingWire.

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Culture is not a perk. It is the new engine of mortgage growth 

Dec 04, 2025By

In the mortgage industry, we love to talk about technology, market cycles, and rate movement, but there is one topic that still gets treated like a soft skill even though it determines almost every outcome — culture.
Culture is not a perk. It is not a slogan on a wall. It is the operating system that powers customer acquisition, team performance, recruiting, and long-term growth. And at a time when the fastest growing share of new mortgages comes from first-time buyers and diverse or emerging market segments, culture is no longer optional. It is the strategy.

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