Alcynna Lloyd

Alcynna Lloyd

Alcynna Lloyd is a reporter at HousingWire. Lloyd has a degree in broadcast journalism from the University of North Texas. She previously interned with a broadcast position at CBS and has a background in freelance journalism.

ARTICLES

  • Most seniors want to age in place

    And reverse mortgages are uniquely positioned to help make it happen
    Nearly 90% of homeowners approaching retirement want to stay in their homes as they age, according to AARP. And that massive statistic is the single best marketing tool a reverse mortgage professional can use. The aging-in-place movement is upon us, and it is huge.
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  • Federal Reserve fines Citigroup $8.6 million for mortgage document issues

    Employees allegedly signed documents without knowing what was in them
    A major U.S. bank is being fined over sloppy mortgage documentation practices and no, it’s not Wells Fargo. The Federal Reserve announced Friday that it fined CitiGroup $8.6 million over the “deficient execution and notarization of certain mortgage-related affidavits” by its subsidiary CitiFinancial.
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  • Here are 5 costs homeowners often overlook

    And the best ways to avoid them
    Purchasing a home may be the biggest decision you make your entire life. The way you choose to invest your money could either set you up for failure or success. Hippo, an InsureTech company, lists 5 hidden homeownership costs and provides some insight on the best ways to avoid them.
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  • Housing affordability reaches 10-year low

    Climbing home prices and interest rates are the culprit
    Housing affordability reached a 10-year low in the second quarter of 2018, according to the National Association of Home Builders/Wells Fargo Housing Opportunity Index. NAHB Chairman Randy Noel says homebuilders are struggling to ensure pricing does not outpace expected gains in wage growth.
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  • Freddie Mac: Mortgage rates slightly fall

    Affordability plagues the housing industry
    Mortgage rates decreased slightly this week, according to Freddie Mac’s latest Primary Mortgage Market survey. Freddie Mac Chief Economist Sam Khater says going forward, the strong economy will support the housing market, but affordability pressures will lead to continued softening in home price growth.
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  • [VIDEO] My experience at the Ellie Mae Classic

    Celebrities and mortgage execs hit the links for a good cause
    I landed in San Francisco on Monday to report at the fourth annual Ellie Mae Classic, a celebrity golf tournament that supports the Mortgage Bankers Association's Opens Doors Foundation. I spent the day connecting with industry players at TPC Stonebrae, where the lush golf course rolled into breathtaking views of the San Francisco Bay.
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  • MBA: Mortgage applications fall 3%

    5/1 ARMs reverse course this week, falling 4.07%
    Mortgage applications decreased 3% from last week, and the USDA share of total applications remained unchanged at 0.8%, according to the latest data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey.
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  • Golf and business: A classic combo for a charitable cause

    Ellie Mae brings together industry players and celebs to raise funds for families in need
    Mortgage professionals descended on a Bay Area country club on Monday for the third annual 2018 Ellie Mae Classic. Colorful polo shirts abound as players lined up for Ellie Mae’s Community Pro-Am, sponsored by HousingWire. Later in the week, Steph Curry and others high-profile athletes will compete against pros in the Celebrity Shootout.
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  • HELOC or HECM, what's your choice?

    For the 62-plus set, the HECM could be a better option
    For older adults looking to retire and ditch that mortgage payment, a HECM could be the more advantageous. But compared with the overall HELOC market, the HECM market is tiny. Reverse mortgage originators haven't been able to crack the bias that has turned consumers away from the product.
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