Credit scores, non-agency loans, and risk management: Jennifer McGuinness breaks down what lenders are missing

About this episode

Industry debates can create noise and miss the real story and that blind spot is one this episode of Ten Minute talks looks to shed light on. Jennifer McGuinness, Chief Executive Officer of Pivot Financial, joins HousingWire’s Allison LaForgia to cut through misconceptions about non-agency lending, why diversification across loan products is rising and what lenders should consider before labeling a loan “high risk”. 

From credit bureau competition to score model discrepancies and policy ripple effects tied to Federal Housing Finance Agency and Mortgage Bankers Association initiatives, this episode reframes today’s mortgage myths with facts, context and sharp analysis designed for decision makers.

Featured in this episode

Allison LaForgia

Managing Editor of the Content Studio at HousingWire

Jennifer McGuinness

Chief Executive Officer of Pivot Financial

Ten Minute Talks are produced by the HousingWire Content Studio and air weekly on Fridays. Subscribe to the YouTube channel to get the new episode each week.