Property Management

Opinion: Congress should protect property rights, not shift title risk to consumers and lenders 

Congress must pass the Protecting America’s Property Rights Act to require state-regulated title insurance for mortgages backed by Fannie Mae and Freddie Mac, safeguarding consumers from hidden title defects. Relying on unregulated alternatives like attorney opinion letters fails to prevent fraud and forgery, ultimately shifting significant financial risk onto homebuyers and lenders.