Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
It’s official: Appraisals are no longer required on some home sales of $400,000 and under
Oct 08, 2019Beginning Oct. 9, 2019, certain home sales of $400,000 and under will no longer require an appraisal. Under previous rules that have been in place since 1994, appraisals were not required on all home sales of $250,000 and below, but last year, federal regulators proposed increasing the appraisal threshold for the first time in 25 years.
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Fed chairman asks for ideas for explaining monetary policy to “public”
Oct 04, 2019 -
Is another rate cut on the way for 2019?
Oct 04, 2019 -
Appraisals will no longer be required on certain home sales of $400,000 and under
Sep 27, 2019 -
Appraisals may soon not be required on certain home sales of $400,000 and under
Aug 23, 2019 -
New York Fed names Lacey Dingman as chief human resources officer
Aug 20, 2019 -
Mortgage rollercoaster: Originations rise to nearly 2-year high after falling to 4-year low
Aug 13, 2019 -
The Fed Rate Cut: Three Areas of Reverse Mortgage Impact
Aug 05, 2019 -
What the Fed’s Interest Rate Cut Means for Reverse Mortgages
Jul 31, 2019 -
Goldman Sachs all but guarantees the Federal Reserve is about to cut interest rates
Jul 11, 2019 -
A silver lining: Most Americans still view housing as a good investment
May 22, 2019 -
Poor credit scores keep Gen Xers from entering the housing market
May 17, 2019
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