Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Purchase mortgage rates fall 40 bps amid recession fears
Jul 07, 2022The downward trajectory of purchase mortgage rates continued this week, dropping 40 basis points to 5.3%, according to the latest Freddie Mac PMMS Index.
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Logan Mohtashami on what the Fed gets wrong about housing
Jul 07, 2022 -
US housing market is at a crossroads
Jun 29, 2022 -
Mortgage stocks are getting battered – what happens next?
Jun 21, 2022 -
How the Fed’s rate hike will affect the housing market
Jun 16, 2022 -
Mortgage rates jump to 5.78%, largest 1-week increase since 1987
Jun 16, 2022 -
The Fed’s impact on rates and the housing market
Jun 16, 2022 -
Fed hikes rates by 75 bps, the largest increase since 1994
Jun 15, 2022 -
How mortgage lenders are navigating life at 6%
Jun 15, 2022 -
Just before the shockwave, mortgage applications rose
Jun 15, 2022 -
Non-QM players still doing PLS deals despite rate volatility
Jun 13, 2022 -
Foreign investors play key role in MBS market
Jun 10, 2022
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