Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Fed watchers expect at least a 75 bps rate hike
Sep 19, 2022The housing industry and market watchers in general are preparing for a big week as the Fed is set to announce its next benchmark interest-rate move on Wednesday, Sept. 21, with most observers expecting at least a 75-basis point bump.
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Logan Mohtashami on the argument against a mortgage rate lockdown
Sep 19, 2022 -
Mortgage rates rise ahead of expected Fed rate hike
Sep 15, 2022 -
Fed’s Beige Book offers grim news for housing industry
Sep 14, 2022 -
Logan Mohtashami on late cycle lending and the commodities war
Sep 08, 2022 -
The risk of zero-down loans while the Fed talks recession
Sep 07, 2022 -
Logan Mohtashami: What does the Fed mean by a housing reset?
Sep 06, 2022 -
Purchase mortgage rates rise to 5.66%
Sep 01, 2022 -
Mortgage apps decline 3.7% as rates surge
Aug 31, 2022 -
Logan Mohtashami on student loan forgiveness, rate hikes
Aug 29, 2022 -
Does Powell’s tough talk mean another 75 bps rate hike?
Aug 26, 2022
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