Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Logan Mohtashami on the Fed and where mortgage rates are headed
Nov 02, 2023On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Fed’s latest meeting, inventory and home prices. Related to this episode: The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across […]
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Housing experts are hopeful the Fed is done with rate hikes
Nov 01, 2023 -
Fed holds rates with one meeting left in 2023
Nov 01, 2023 -
The upside of 8% mortgage rates? More inventory
Oct 28, 2023 -
Weekly mortgage rates soar closer to 8%: Freddie Mac
Oct 26, 2023 -
Bank regulators issue new Community Reinvestment Act rule
Oct 24, 2023 -
New listings data unfazed by 8% mortgage rates
Oct 21, 2023 -
The 8% mortgage is here
Oct 19, 2023 -
BofA’s mortgage production declines 6% in Q3
Oct 18, 2023 -
Mortgage applications sink to 1995 levels as rates soar
Oct 18, 2023 -
Homebuilder sentiment falls again as mortgage rates climb toward 8%
Oct 17, 2023 -
Philly Fed President Harker: “We are at the point where we can hold rates”
Oct 16, 2023