Presented by Zillow Home Loans
The Master Class Series is a special feature of the Housing News Podcast. Each master class series comprises four episodes, designed to deliver expert-level knowledge on complex industry topics. Similar to a college course, the master class curriculum builds from basic to advanced over the four week series.
The Modern Mortgage Origination Master Class presented by Zillow Home Loans is focused on modern mortgage origination and how today’s homebuyer navigates the current homebuying process.
Listeners will develop a deeper understanding of the impacts of interest rate volatility, affordability challenges and solutions, home shopping trends, how the most impactful lenders and agents partner, and what modern homebuyers expect from their lender.
Episode 1: The Affordability Crunch: Navigating Volatile Mortgage Rates in a Changing Housing Market
This master class is a conversation between Clayton Collins, CEO of HW Media and Orphe Divounguy, Ph.D., a senior economist for Zillow Home Loans and a member of Zillow’s Economic Research team. Orphe’s research focuses on housing and labor markets, and quantitative methods for policy evaluation.
Orphe and Clayton unpack the current dynamics that buyers and sellers are seeing, some of the common public misconceptions about rates, and how affordability challenges and other driving forces are impacting the average homebuyer. They’ll also cover creative alternatives to traditional financing — and how agents should be seeing these alternatives as an opportunity to better serve consumers.
Episode 2: Home Shopping Trends: How first-time and repeat buyers are approaching the market
This episode features a conversation between Clayton Collins, CEO of HW Media and Amanda Pendelton, Zillow’s Home Trends Expert. Amanda works to translate Zillow’s housing market data into actionable advice for homeowners, prospective homebuyers and housing professionals.
The conversation focuses on current home-buying trends informed by data from Zillow, including demographic trends around age, stage-of-life and gender. Amanda shares data and expertise on what the modern homebuyer expects from their lender, strategies real estate agents and loan originators can employ to better serve clients, how homebuyers are confronting affordability challenges and some surprising tactics home sellers can deploy to maximize the value of their home.Related to this episode:
- Connect with Amanda on LinkedIn
- Gender gap widens: Growth trend reverses for young single women homeowners | Zillow
- The home improvement projects spring sellers should tackle now (and what to skip) | Zillow
- She sheds, steam ovens can help sell homes for up to $17,400 more | Zillow
- HousingWire’s Youtube Channel
Episode 3: The Lender & Agent Relationship: How agents and lenders partner to win for their clients
This week’s episode features a conversation between Tracey Velt, Senior Director of data and content for HW Media, and two guests: Racquel Russell, Zillow’s Vice President of Partner Strategy and Operations, and Jason Mitchell, founder of the real estate team brokerage The Jason Mitchell Group.In today’s conversation, they focus on how agents and lenders should be partnering to win for their clients, including how and where prospective buyers should start their homeownership journey, where consumers should start with financing, and some tips for agents selecting a lender. They also unpack some of the benefits and common misconceptions surrounding digital lenders, and how agents can best help prep consumers for the transaction process.Related to this episode:
Episode 4: What Homebuyers Want from Lenders: Consumer Expectations in the Mortgage Process
This final installment of this series features a conversation between Clayton Collins, CEO of HW Media and Tim Swank, Zillow Home Loans’ Vice President of Mortgage Sales and Real Estate Partnerships. Tim has more than 15 years of experience in the mortgage and lending industry where he has held a variety of positions from his early days as a mortgage banker to executive roles focusing on sales and partnerships.
In today’s conversation, they recap what we’ve learned in the past three master class episodes and then discuss what homebuyers want from their lender and how consumer expectations are changing — or not — throughout the modern mortgage process.This includes some of the current needs and expectations from a consumer perspective, how lenders can best engage with borrowers, and how Zillow’s tools and resources can make it easier to get started.Related to this episode: