Event Info

Join us May 17th as we dive into the mortgage “lock-in” effect: the phenomenon where homeowners with low mortgage rates are unwilling to sell and purchase another home at much higher rates. This HousingWire Subscriber Exclusive Webinar will explore and explain proprietary a HousingWire Research project which analyzes the root causes and implications of lock-in. 

Experts have vehemently disagreed on the timing, drivers and implications of mortgage rate lock-in. And this research report brings clarity to chaos, arming housing professionals to better understand, explain and anticipate market behavior. 

Topics will include:

• When the lock-in effect truly began (spoiler alert: it wasn’t in 2022)
• The impact of cheap holding costs on inventory
• How higher mortgage rates are already helping to alleviate our inventory crisis
• What will happen to inventory and prices if rates fall
• Why home sales are growing in spite of persistently high rates
• Which market conditions will help reduce the lock-in effect

… and more.

In advance of the Subscriber Exclusive Webinar, HousingWire Subscribers can download the research report here.
If you are not subscribed to HousingWire, please complete the subscription process here.

Panelists: