Priciest States for In-Home Long Term Care

While in-home care costs are rising at a slower rate compared to other kinds of long-term care, the cost-effectiveness of home health services depends on usage, indicate data from Genworth’s 2014 Cost of Care Survey

The median national cost for home health aides on an annual basis is about $45,000 for home health aides and $43,472 for homemaker services. For assisted living, meanwhile, it’s $42,000.  

Long-term care costs are expensive across the board, however, with private and semi-private skilled nursing rooms typically costing the most on an annual basis versus adult day health care centers on the lower end of the scale. 

Most Expensive States for Home Health Aide Services

  1. Minnesota—$58,916
  2. Hawaii—$57,772
  3. North Dakota—$57,589
  4. Massachusetts—$57,200
  5. Alaska—$56,125

Most Expensive States for Homemaker Services

  1. North Dakota—$56,445
  2. Alaska—$56,125
  3. Vermont, New Hampshire, Massachusetts, Minnesota (tied)—$52,624
  4. Hawaii—$52,052
  5. Rhode Island—$50,908

While in-home care in some states out prices assisted living, it’s generally still a less expensive option compared to nursing home care. 

Median costs for a private room in a skilled nursing facility are typically much steeper, ranging from $57,000 a year on the low end in Oklahoma to $130,670 in New York (and nearly $5,000 more in Hawaii, topped by $240,900 in Alaska).

Check out the Genworth 2014 Cost of Care Survey, including the state-by-state cost breakdowns for the various long-term care options. 

Written by Alyssa Gerace

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