Adam Constantine on MLK Jr.’s impact on housing equality

During the interview, Constantine explains why the industry needs to focus on evoking intentional change rather than launching lackluster initiatives.

Navigating capacity concerns amidst record-high volumes

High loan volumes continues to loom large in the new year, making the “one-stop-shop” approach to the servicing and lending process even more appealing.

Amid record-high origination volumes, mortgage fraud risk is down

CoreLogic's recently released Mortgage Fraud Report is the industry standard for nationwide fraud monitoring and analysis. Read the findings here.

How student loan debt impact homeownership

Student loan expert Catalina Kaiyoorawongs shares her practical and tangible advice for people who feel overwhelmed by their student loan debt.

Magazine

HousingWire Magazine April 2020

A look at HousingWire Magazine's April 2020 digital issue

America has a housing shortage – no doubt about it.

KK Howley,
Editor at Large

Freddie Mac says the housing market is missing 3.3 million homes. Many of the builders wiped out during the financial crisis never got back in the game, and the immigrant workers who made up about a quarter of their crews haven’t all returned. Plus, there’s a shortage of buildable lots in some areas of the country, and a maze of regulations addressing safety issues and climate change that make it difficult for homebuilders to keep up with household formation.

But is the answer overturning single-family zoning?

Perhaps, in some areas of the country, the answer is yes. But keep in mind it’s a multi-trillion-dollar experiment because no one knows what impact it will have on property values if multifamily structures can be plunked down amid suburban houses.

As we have the debate on how to help more families find a place to live, let’s remember that for most people in America’s battered middle-class, their home is their largest financial asset. What’s it worth? As always, the measure of a home’s value is what a reasonable buyer would pay for it, quantified by recent sale prices of nearby comparable homes – what the industry calls “comps.”

What will those comps say if an area’s zoning is changed and apartment buildings are erected in a neighborhood of single-family homes?

Welcome to the experiment.

Check out the full digital issue below!

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