The UK financial watchdog has put forward proposals designed to curb excessive mortgage lending. The Financial Services Authority (FSA) says it is “adamant” that new rules will include a ban on lending without proof of income. It says it wants to ensure that lenders lend only to those who can afford it – and that means having knowledge of a borrower’s financial situation.

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Instant mortgages: marketing tagline or reality?

Instant mortgages are the endgame of directly-connected consumer data, but who controls consumer data in the end: lenders or consumers? And how do we even define and market instant mortgages today?

Feb 18, 2020 By
3d rendering of a row of luxury townhouses along a street

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