Barbara Desoer, president of Bank of America Home Loans, testified on Capitol Hill Tuesday about the housing crisis and the steps BofA is taking to modify troubled mortgages. And she painted a bleak picture, according to her prepared testimony. Some numbers from her remarks:

• 1.4 million borrowers, or 10 percent of the entire BofA residential mortgage portfolio, are more than 60 days delinquent.
• More than 16,000 BofA employees are dedicated to helping troubled borrowers work out a solution.
• BofA has taken $10.4 billion in write-downs tied to mortgages over the past two years.