After the Bank of Montreal, at least five other financial institutions are reducing their current mortgage rates in Canada. The Bank of Nova Scotia, Laurentian, National and CIBC as well as Desjardins Group have in turn announced a 0.1% or 0.2% home loan rate reduction. This follows the pattern already existing in the US mortgage markets of record-low rates.

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3d rendering of a row of luxury townhouses along a street

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