How to simplify the appraisal process for everyone in today’s hot market

The housing market isn't slowing down anytime soon, and appraisers need to make sure they have the right tools to manage the high demand.

Who’s afraid of the PSPA?

Stakeholders are divided over whether, in light of proposed changes to its capital rule, the FHFA should retool its agreement with the U.S. Treasury and remove policies some say never belonged there in the first place.

Back to the Future of Mortgage Lending

This webinar will discuss what’s to come in the future of mortgage lending by analyzing past trends in the industry, evolving consumer behaviors and demographics of the industry’s production capacity.

Logan Mohtashami on jobs data and the bond market

In this episode of HousingWire Daily, Logan Mohtashami discusses what the jobs data, changes in the bond market, and the Omicron variant could mean for housing.

HW 2019 Insider: Terri Waring

Executive Vice President and Chief Credit Officer, Freedom Mortgage

Terri Waring’s career arc at Freedom Mortgage not only mirrors the evolution of the company, but highlights her role as a key contributor to its growth.

F2Since joining the Freedom in 1993, Waring has demonstrated a preternatural understanding of credit trends and has successfully steered the ship through a variety of housing markets. Waring’s role as chief credit officer requires her to oversee the credit quality of loans closed by Freedom Mortgage, while also ensuring that the underwriting demands of Freedom’s customers are met. Waring’s underwriting staff oversaw over $50 billion in production last year, while her credit staff ensured that the company maintained the highest levels of quality. Waring is always looking toward the continued growth of the credit department, both developing leadership from within as well as spearheading the Underwriting First Flyer Program, which provides opportunities for college graduates who are looking to begin a career in underwriting by following a curriculum developed by one of the strongest credit leaders in the industry.

“It may sound simple, but I think the secret to success is having the determination to be the best you can be, and then striving to be better! To do that you must have the ability to embrace the challenges you are faced with and be tenacious in order to overcome them.”

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3d rendering of a row of luxury townhouses along a street

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