How to simplify the appraisal process for everyone in today’s hot market

The housing market isn't slowing down anytime soon, and appraisers need to make sure they have the right tools to manage the high demand.

Who’s afraid of the PSPA?

Stakeholders are divided over whether, in light of proposed changes to its capital rule, the FHFA should retool its agreement with the U.S. Treasury and remove policies some say never belonged there in the first place.

Back to the Future of Mortgage Lending

This webinar will discuss what’s to come in the future of mortgage lending by analyzing past trends in the industry, evolving consumer behaviors and demographics of the industry’s production capacity.

Logan Mohtashami on jobs data and the bond market

In this episode of HousingWire Daily, Logan Mohtashami discusses what the jobs data, changes in the bond market, and the Omicron variant could mean for housing.


HW 2019 Insider: Elijah Pallante

Senior Vice President, Enterprise Innovation, loanDepot

Elijah Pallante is helping drive the mortgage business into its digital future. As senior vice president, enterprise innovation at loanDepot, Pallante played a key role in the development of the mello smartloan, loanDepot’s fully digital mortgage.

F2The company claims it can close the digital mortgage in as little as eight days. In developing the program, loanDepot combined its proprietary mello loan origination technology with expanded intelligent data sources to create its end-to-end digital mortgage. The company views Pallante’s contributions as “instrumental” to the digitization of the entire loan process, working specifically in areas that had not previously had much exposure to technological advancements, like title, hazard and flood. As a results of Pallante’s work, loanDepot is rolling out hybrid e-close in all 50 states, creating further time- and cost-efficiencies to the mello smartloan. Additionally, Pallante’s commitment to efficiency projects have helped the company save up to $500 per loan and achieve a more than 25% overall savings.

“The keys to my success have been the people I surround myself with and my willingness to change. I see every event as a lesson and every person as a teacher. I have come across a lot of very talented people throughout my career and I’ve made a conscious effort to surround myself with them.”

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3d rendering of a row of luxury townhouses along a street

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