Ragen Cunningham, a veteran mortgage professional with more than 20 years of experience, is a critical player in Plaza Home Mortgage’s growing renovation lending business: innovatively developing every aspect of new and evolving renovation loan offerings to wholesale and correspondent clients.
Cunningham leads Plaza’s team of regional renovation specialists and is also responsible for best lending and sales practices, operational efficiencies, tools, resources and product development. Cunningham has been instrumental to the development and rollout of several renovation and construction programs, including the company’s One-Time Close Construction-To-Permanent loan program. Streamlining the process that approves the borrower for both a construction loan and a permanent 30-year mortgage at the outset of the project—thus avoiding two closing and having the convenience of two loans in one.
“It is crucial to have all the right ingredients or even the best of recipes will not turn out. Surround yourself with the best people in the industry, get to know your clients on a level where you can anticipate their needs and always be truly passionate about your work.”