True Stories: Hybrid, eNote and RON Implementation

Join expert panelists that will discuss the status of federal legislation, trends in digital adoption and how best to prepare your organization for the next generation of lending processes.

Logan Mohtashami talks jobs report, mortgage forbearance

Lead Analyst Logan Mohtashami discusses his recent article on the latest jobs report and the most likely impact on the housing market and mortgage forbearance.

UWM has a plan to win a war of mortgage attrition

UWM's margins will fall all the way down to 75 to 110 bps. Mat Ishbia says it's the perfect environment to prove that his mortgage firm is truly elite.

Lunch & Learn about underserved markets and affordable housing

Experts in this discussion will focus on how the mortgage industry is working to right previous wrongs and champion a housing market that serves all.

FintechMortgageReal Estate

2019 HW Tech100 winner: Plaid

Addressing challenges of the paper-based mortgage

F1

In 2018, Plaid leveraged its technology to address the challenges of the paper-based mortgage with the launch of its first-ever mortgage-focused product, Assets.

Assets links directly to bank accounts and provides a consolidated report of real-time account balances, historical transactions and account holder identity information. This eliminates the need for an applicant to fill out paperwork and is more accurate and current than self-reported information. Additionally, F1Assets was developed in direct partnership with one of the leading mortgage lenders, Fannie Mae. This means Plaid is authorized to supply asset verification reports to Fannie Mae as part of their Day 1 Certainty initiative. As of 2018, 25% of people in the U.S. with bank accounts have used Plaid. Notable users of Assets include Blend, Ellie Mae, Money Lion and Upstart.

Most Popular Articles

Generation X is looking to move to these metros

Millennials aren’t the only generation in the market for their dream home. Right now, Generation X makes up over a quarter of potential homebuyers.

May 14, 2021 By

Latest Articles

California’s consumer protection watchdog is “mini CFPB”

California intends to exercise its new muscles on behalf of residents easing back into the normal flow of housing financial responsibilities. HW+ Premium Content

May 18, 2021 By
3d rendering of a row of luxury townhouses along a street

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