As an analytics expert, Xing Liu is responsible for managing risk and setting guidelines for mortgage lender NewDay USA. Liu oversees all NewDay’s risk management, underwriting and analytical modeling efforts. Liu has a long track record of creating, developing and implementing risk decisions in highly regulated business environments. He held a variety of research and managerial positions across different industries.

Xing Liu, chief risk officer, NewDay USA

In addition to his role managing risk, he also applied his analytical skills to develop marketing platforms and tools that enable NewDay to increase production while maintaining compliance with a number of guidelines and regulations. By creating all NewDay’s manual underwriting standards for analyzing credit risk and ensuring the company’s sales teams have marketing materials and a steady flow of borrower leads, the company explained Liu is an indispensable part of its success.

“Risk management is important for any mortgage lender, but it is especially critical for lenders that are willing to take chances on borrowers who do not fit the traditional borrower profile. NewDay is such a lender—and an extremely successful one, too—thanks largely to the hard work and expertise of Dr. Xing Liu.”

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