What to expect at HousingWire’s Spring Summit

The focus of the Summit is The Year-Round Purchase Market. Record low rates led to a banner year for mortgage lenders in 2020, and this year is expected to be just as incredible.

Increasing lending and servicing capacity – regardless of rates

Business process outsourcing and digital transformation are proven solutions that more companies in the mortgage industry are turning to. Download this white paper for more.

HousingWire's 2021 Spring Summit

We’ve gathered four of the top housing economists to speak at our virtual summit, a new event designed for HW+ members that’s focused on The Year-Round Purchase Market.

An Honest Conversation on minority homeownership

In this episode, Lloyd interviews a senior research associate in the Housing Finance Policy Center at the Urban Institute about the history and data behind minority homeownership.


2017 HW Vanguard: Melinda Wilner

Chief Operating Officer at United Wholesale Mortgage

As the chief operating officer at United Wholesale Mortgage, Melinda Wilner leads more than 1,100 employees in underwriting, operations and IT. She sets a new standard for excellence by focusing on efficiency, accessibility and service. Wilner strives to make the lending process easier and more friendly for mortgage brokers and borrowers nationwide. 

wilnerOperationally, UWM made major strides over the past 12 months. Under Wilner’s guidance, it made operational enhancements in 2016 to take its business to another level, improving efficiency and output by 50% over the course of one year. In 2016, UWM produced a company-record $23 billion in loan volume – a 78% year-over-year increase from 2015 – and is on pace to surpass $30 billion in 2017 loan volume. 

Through the first six months of 2017, UWM grew its wholesale market share to 13.3%, while market share through the rest of the industry has declined. The company has been consistently setting new monthly company records for loan submissions and closings over the past 12 months. Over a 12-month period, UWM increased loan production volume by nearly 50%, up to $13.1 billion, and increased the number of closed loans by 33%, up by more than 12,000 loans. 

Wilner has also overseen the roll-out of innovative proprietary tools that proved to be a difference-maker in the industry, including UWM’s custom loan origination system, EASE, as well as the launch of UClose, a self-closing platform that empowers mortgage brokers to go from clear-to-close to closing in just minutes.

What has been your secret to success?

“A crazy strong work ethic and a passion for making each day better than the day before. Most people who give it all they’ve got will look back and truly be amazed by what they were able to accomplish—things they never imagined were possible.”

Most Popular Articles

FHFA extends forbearance period to 18 months

In an effort to protect homeowners, the FHFA extended forbearance coverage to 18 months and pushed the eviction and foreclosure moratorium to June 30.

Feb 25, 2021 By

Latest Articles

How lenders can prepare for growing fraud threats

HousingWire recently spoke with Jeffrey Morelli, general manager at Truework, about what lenders can do to prepare for and overcome the growing threat of fraud and data inaccuracy.

Feb 26, 2021 By
3d rendering of a row of luxury townhouses along a street

Log In

Forgot Password?

Don't have an account? Please