Mortgage rates remained around 4% as America heads into the holidays, the latest Freddie Mac Primary Mortgage Market Survey found.

The 30-year, fixed-rate mortgage averaged 3.97%, marginally down from last week’s 3.99%. This is compared to 4.29% a year ago.

The 15-year, FRM and the 5-year, Treasury-indexed hybrid adjustable-rate mortgage stayed frozen at 3.17% and 3.01%, respectively.

The 1-year Treasury-indexed ARM was also unchanged from last week, averaging 2.44%. This is still down from 2.60% a year ago.

“Mortgage rates were little changed on the week with the 30-year fixed-rate mortgage declining to 3.97 percent. This comes during a week of uplifting economic news heading into the holiday; GDP growth was revised up in the third quarter from 3.5 percent to 3.9 percent, while existing homes sold at a 5.26 million unit pace in October, topping expectations of 5.15 million units,” said Frank Nothaft, vice president and chief economist with Freddie Mac.

Similarly, Bankrate posted that mortgage rates moved lower for a third consecutive week, with the 30-year, FRM falling to 4.08%, down from 4.10%.

The 15-year, FRM dipped to 3.29%, down from 3.30% last week, while the 5/1 ARM decreased to 3.19%, down from 3.21% a week prior.

“Mortgage rates have shown relatively little movement in recent weeks, actually moving down a bit despite consistently positive data on the U.S. economy,” analysts with Bankrate said. 

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