Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Why mortgage rates are rising, not falling, with oil under $70
Jul 01, 2026A hawkish Fed outlook is anchoring the 10-year near 4.46% to 4.48%, keeping mortgage rates near 6.50% to 6.75% despite oil.
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Why Fed President Beth Hammack wants more rate hikes
Jun 30, 2026 -
Mortgage rates drop, but is it the start of a trend?
Jun 30, 2026 -
Supreme Court blocks Trump from removing Fed governor Lisa Cook
Jun 29, 2026 -
Fed annual stress test finds banks resilient in severe recession scenario
Jun 25, 2026 -
Why mortgage rates haven’t followed oil prices by moving lower
Jun 23, 2026 -
Mortgage rates move near 6.8% as the potential for a Fed hike grows
Jun 23, 2026 -
Will the Fed really hike rates 3 times in 2026, per Bank of America?
Jun 22, 2026 -
Former Fed chair Alan Greenspan dies at 100
Jun 22, 2026 -
With Warsh’s Fed overhaul, mortgage rates face a new risk
Jun 18, 2026 -
3 quick takes on Kevin Warsh’s first Fed meeting
Jun 17, 2026 -
Warsh era at the Fed begins with rate pause amid spiking inflation
Jun 17, 2026
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