Katy Howell is helping guide the evolution of Xactus as the company expands from a traditional verification provider into a fintech platform built around intelligent verification. As vice president of Product Management, Howell has played a central role in developing Xactus360 and advancing the company’s Intelligent Verification Platform.
Her work bridges product strategy, technology and operational execution. Howell was instrumental in bringing Xactus360 to market and helping reposition the company around a platform model that redefines how and when lenders verify borrower information.
With deep knowledge of product architecture, integrations and workflow design, Howell focuses on ensuring Xactus solutions integrate smoothly within lender loan origination software (LOS) and point-of-sale (POS) environments. Her work helps lenders receive the right verification data at the right moment within the loan process, reducing unnecessary steps and improving efficiency.
Howell is also known for her focus on continuous improvement. She regularly identifies ways to reduce redundant verification steps, improve automation and streamline verification waterfalls. These efforts help clients reduce data waste while improving speed and decision-making accuracy.
Internally, Howell collaborates closely with product, technology and revenue teams to ensure that platform enhancements align with client needs. Her leadership style emphasizes accountability, problem-solving and cross-functional collaboration, ensuring that new features are not only innovative but operationally scalable.
Through her work, Howell continues to help strengthen Xactus’ position as a fintech partner focused on delivering intelligent verification solutions for mortgage lenders.
What is the best piece of advice you have ever received?
If you see a problem, own it. Don’t wait for perfect clarity or permission. Step in, define it and move it forward. Progress comes from accountability, not observation.
Name:
Katy Howell
Age:
40
Title:
Vice President, Product Management
Company Name:
Xactus
