Sean Moss, executive vice president of Product and Operations at Down Payment Resource (DPR), is leading innovation at the intersection of technology and affordable housing. With more than 20 years of experience spanning real estate, mortgage lending and financial technology, Moss oversees product strategy, operational excellence and partnerships that help housing professionals connect more homebuyers with down payment assistance (DPA). His leadership has been pivotal in transforming DPR from a spreadsheet-based operation into a scalable, data-driven platform powering some of the industry’s most trusted tools.
Under Moss’s direction, DPR has delivered several breakthrough advancements, including new automation for its DPA Directory that alerts teams and clients of program updates in real time—reducing manual tracking and ensuring accuracy. He also led DPR’s integration with Encompass® by ICE Mortgage Technology, enabling seamless access to DPA data within lenders’ loan origination systems. This milestone improved efficiency, reduced manual entry and ensured that borrowers are presented with assistance options earlier in the loan process.
Moss also pioneered DPR’s declined loan analysis service, which helps lenders identify overlooked opportunities by matching declined loan data against DPR’s proprietary assistance database. The results often reveal that up to 40% of declined loans could have been saved with DPA programs. Through his data-driven, consultative approach, Moss empowers clients to increase pull-through rates, recover lost revenue and deliver better borrower outcomes. His leadership has positioned DPR as a cornerstone of innovation in affordable lending, helping more families achieve sustainable homeownership.
Name:
Sean Moss
Title:
Executive Vice President, Product and Operations
Company Name:
Down Payment Resource
