Jonathan Muller leads Kiavi’s Product, Design, Engineering and Data Infrastructure teams, guiding one of the nation’s largest private real estate lenders through a technology-driven transformation. His leadership has positioned Kiavi as a standout in housing innovation—applying AI and data science to help real estate investors unlock the potential of America’s aging housing stock.
Kiavi’s proprietary platform uses over 22 billion data points from more than 100,000 transactions to power AI and machine learning models that provide instant underwriting and pricing clarity. Its After-Repair Value Model and automated credit evaluation systems allow investors to assess deals and access capital in minutes rather than days. By digitizing the loan origination process and replacing traditional appraisals with data-driven valuations, Kiavi delivers unparalleled speed, accuracy and confidence.
Under his leadership, new advancements, like AI-powered document review and scaled virtual inspections, have transformed borrower experiences—allowing investors to upload progress photos, access draw funds faster and close loans with minimal friction. The results speak for themselves: in just the first seven months of 2025, Kiavi originated a record $4.5 billion in loan volume, up 26% year-over-year despite a cooling housing market. Muller’s combination of product vision, investor empathy and AI expertise continues to redefine how capital flows into housing revitalization—turning technology into a tool for solving the nation’s housing shortage.
Name:
Jonathan Muller
Title:
Senior Vice President, Product and Technology
Company Name:
Kiavi
