Ryan Kearns, a dynamic mortgage industry leader and broker-owner of Kearns Mortgage Team, is recognized for his expertise in structuring complex loans and relentless dedication to helping families achieve homeownership. Through strategic innovation, mentorship and operational efficiency, he has transformed his business, driving remarkable growth and success. His problem-solving skills, commitment to client education and forward-thinking vision have established him as a leader.
Kearns made significant contributions to the company over the past year by developing a structured loan lifecycle workflow and client tracking system that enhances efficiency and transparency. His leadership propelled the company’s expansion, ensuring a seamless mortgage approval process while scaling operations to meet growing demand. His impressive track record speaks for itself, with loan production increasing from four loans in 2021 to 74 loans for $25.9 million in 2024, earning him recognition as a Scotsman Guide Top Originator.
Kearns has strategically built his team with the goal of serving a diverse client base. His client retention strategies, including automated outreach campaigns and personalized follow-ups, have further solidified the company’s reputation for excellence.
Despite immense personal tragedy over the past year, Kearns continued to lead with resilience and integrity. His commitment to his family, team and community remains steadfast, from mentoring young boys in need of strong role models to improving his neighborhood as HOA president. Kearns proves that true leadership shines brightest in the face of adversity.
What is one habit that has helped you succeed?
The habit that has driven my success is showing up with unwavering discipline, no matter the circumstances. Over the past year, I have faced profound personal loss and immense challenges, yet I refused to let adversity define me. I have learned that true success is not about waiting for the perfect conditions — it’s about pushing forward, staying accountable and remaining committed to my purpose even in the most difficult times.
By establishing structure, prioritizing effectively and maintaining relentless focus, I have been able to scale my business, mentor and lead my team, and continue serving my clients with excellence. Challenges will always come, but the ability to stay the course, lead with resilience and keep moving forward has been the foundation of everything I have achieved.
Name:
Ryan Kearns
Age:
36
Title:
Managing Member and Mortgage Loan Originator
Company Name:
Kearns Mortgage Team
