Olivia Kelman is a leading authority in fair lending litigation, enforcement and mortgage regulatory compliance, helping mortgage companies and financial institutions navigate complex compliance challenges while ensuring access to fair and responsible credit. As the Fair Lending Practice Group Leader at Mitchell Sandler, Kelman plays a critical role in advising lenders and investors on fair housing risks, redlining prevention and compliance strategies. Her expertise and strategic counsel have positioned her as a key influencer in shaping the future of responsible mortgage lending.
Over the past year, Kelman has been instrumental in helping mortgage lenders proactively address regulatory risks, particularly in fair lending and fair housing compliance. She has advised clients on redlining risk detection, appraisal bias mitigation and regulatory investigations — ensuring they remain ahead of enforcement trends. Her ability to translate complex compliance requirements into practical, business-focused solutions has made her an indispensable resource. When clients face enforcement actions or Department of Justice referrals, Kelman has a proven track record of securing favorable outcomes, often leading to no agency action.
Beyond her client work, Kelman is a widely recognized thought leader in the mortgage space. She frequently speaks at industry conferences, leads executive training sessions and publishes influential articles on fair lending risks and enforcement developments. Her dedication to advancing civil rights is evident in her pro bono work: championing voting rights, supporting school desegregation orders and advocating for religious freedom. Through her leadership at Mitchell Sandler, Kelman continues to shape industry best practices while promoting sustainable and equitable lending practices.
What is the best piece of advice you have ever received?
Luck is when preparation meets opportunity, and you can create your own luck by never missing an opportunity to be the most prepared in the room.
Name:
Olivia Kelman
Age:
36
Title:
Partner
Company Name:
Mitchell Sandler PLLC
