Matthew Hinkle, senior vice president of Reporting and Analytics at Planet Home Lending, is a visionary leader whose data-driven innovations have transformed the company’s approach to servicing, asset management and retail retention. His AI-powered predictive models optimize loan performance forecasting, enhance profitability for sub-servicing and asset management clients, and drive industry-leading retail recapture strategies. Through his groundbreaking work, Hinkle is not only improving margins but redefining how mortgage lenders leverage data for measurable financial success.
Over the past year, Hinkle’s contributions have directly impacted every core segment of Planet Home Lending. His proprietary analytical tools empower leadership to make real-time, strategic decisions with confidence. For the origination team, he developed a model that predicts loan performance at the point of origination, forecasting portfolio delinquency and Compare Ratios years in advance. His retail recapture model detects pre-movers and refinance candidates at double the industry standard rate, providing Planet’s originators with high-quality, data-driven leads.
Hinkle’s impact extends to sub-servicing and asset management, where his proprietary behavioral model identifies refinance offers most likely to be accepted by reperforming borrowers. This approach unlocks hidden value in non-performing loan portfolios, helping investors balance borrower relief with profitability. His cash position forecasting model further strengthens Planet’s capital markets strategy by providing Treasury with critical insights into liquidity planning and funding needs.
A leader of exceptional technical expertise and collaborative spirit, Hinkle continuously refines his models through insights from cross-functional teams. His AI-driven innovations, built entirely in-house, give Planet a competitive edge, driving profitability, efficiency and long-term success.
What is the best piece of advice you have ever received?
It’s all about the people. I didn’t understand how valuable the right people in the right seats meant until I had them. With my current team, nothing is impossible.
Name:
Matthew Hinkle
Age:
37
Title:
Senior Vice President, Reporting and Analytics
Company Name:
Planet Home Lending
