Hien Phan is a distinguished loan officer and the CEO and founder of Southern Birch Mortgage, where she has built a company rooted in transparency, efficiency and exceptional client service. Known for her deep market expertise and commitment to making homeownership accessible, her dedication to educating and guiding clients through the mortgage process ensures that they feel informed, confident and supported at every stage.
Phan’s impact is best reflected in the trust and satisfaction of her clients, demonstrated by her flawless 5-star ratings across Google, LinkedIn and Zillow, and she has earned a reputation for consistently delivering results. With a background in real estate, mortgage lending, renovations and property management, she brings a unique, well-rounded perspective that allows her to navigate even the most complex transactions with ease.
Over the past year, Phan has played a pivotal role in the company’s success through her hands-on leadership and client-first approach. She ensures that borrowers feel empowered and that every loan process runs smoothly. A testament to her expertise was a recent complex loan involving multiple borrowers and a trust, requiring coordination across realtors, escrow officers and legal representatives. Phan meticulously handled every detail, working tirelessly to resolve challenges and meet deadlines, ultimately closing the loan seamlessly and exceeding client expectations.
Her leadership fosters a culture of integrity and continuous improvement, both within her company and in the mortgage industry at large. Whether she is guiding a borrower, mentoring a loan officer or streamlining operations, Phan sets the standard for excellence and innovation.
What is one habit that has helped you succeed?
One habit that has been instrumental in my success as a loan officer is proactive communication. In an industry where timelines are tight and uncertainties can arise, I make it a priority to stay ahead of the process by keeping clients, realtors and all stakeholders informed every step of the way.
Name:
Hien Phan
Age:
35
Title:
Chief Executive Officer and Founder, Southern Birch Mortgage
Company Name:
Southern Birch Mortgage