2023 HW Vanguard: Nima Ghamsari

Nima Ghamsari

Nima Ghamsari is the head and co-founder of Blend, the cloud-based digital banking platform. In 2012, he saw an opportunity to automate and digitize the mortgage lending process from initial application to close. Today, Blend is enabling hundreds of financial providers — from the largest banks to credit unions, and community and independent mortgage banks — to process an average of more than $4 billion in transactions per day. Ghamsari has been instrumental in driving the strategy vision for Blend, guiding the company toward its mission of becoming the leading software infrastructure for all banking products in the world, including an end-to-end digital mortgage solution. Under Nima’s leadership, Blend continues to capture a growing share of the mortgage origination market. Blend’s mortgage banking software processed 23.2% of total market originations in the second half of 2022, according to Mortgage Bankers Association data.

Ghamsari is passionate about bringing simplicity, transparency and accessibility to home ownership. He looks for opportunities to increase access and equity in housing and financial services through the company’s product offerings, particularly focusing on features that enable more equitable outcomes for borrowers. Ghamsari prioritizes meeting with customers to better understand their unique pain points and how Blend can meet those needs. He is vigilant about taking a customer-first approach to not just Blend’s product strategy, but every decision made at the organization. It’s why Blend’s first company value pillar is “Long-term Customer Value” and remains the north star for all employees too.

What’s the best piece of advice you’ve ever received?

Focus on high-quality inputs vs. short-term outcomes. What this means for us at Blend is to never lose sight of building the best and most comprehensive mortgage tech possible, especially in the current market environment when volumes are lower.


Nima Ghamsari


Head and Co-Founder

Company Name:


3d rendering of a row of luxury townhouses along a street

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