2023 HW Vanguard: David Smith

David Smith

David Smith was named head of Truist Mortgage in July 2023. He will be leading strategy and execution for all areas of mortgage including originations, fulfillment, nationwide direct channels, correspondent, warehouse lending and servicing for more than 1.2 million clients. In his new role, Smith will report to Truist chief retail and small business banking officer, Dontá Wilson. Smith’s experience includes leading the mortgage lending, insurance and title businesses affiliated with Keller Williams, providing him with a unique view into the current, purchase-heavy real estate market. Prior to Keller Williams, he was the president and chief executive officer of CitiMortgage, a subsidiary of Citibank. Smith’s experience also includes successfully navigating key exposures for CitiMortgage during the financial downturn of 2008 and, prior to his role with CitiMortgage, serving as the chief operating officer of retail banking and mortgage with Citibank. Beyond these roles, Smith has served in a variety of leadership roles in originations, servicing, and support functions. Throughout his mortgage originations experience, Smith has focused on building product breadth and pricing strategies for clients including pricing for deepened relationships in retail and small business banking, affordable options for first-time homebuyers and creative value propositions for real estate agents and other referral sources.


David Smith


Head of Mortgage

Company Name:


3d rendering of a row of luxury townhouses along a street

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