2022 Woman of Influence: Terri Waring


Terri Waring is SEVP and chief credit officer for Freedom Mortgage Corporation with nearly 30 years of experience in the mortgage industry. Waring oversees the management teams responsible for underwriting and credit risk, including credit policy, underwriting, underwriting training, the company’s First Flyer development (college-entrants program), prefunding quality assurance and the Condo/Coop Project Desk. In total in 2021, Waring was overseeing a department of nearly 1,100 employees.

With extensive knowledge in government policies and investor guidelines, Waring ensures Freedom’s rules-based loan origination platform and employees handling all aspects of loan applications operate with the highest level of integrity to produce quality transactions and customers for life. Waring and her team have implemented innovative tools, best practices and controls to make strategic efficiencies and effective credit decisions with skilled staff to help prevent undue risk for Freedom Mortgage and its customers.


Terri Waring


Senior Executive Vice President & Chief Credit Officer

Company Name:

Freedom Mortgage

3d rendering of a row of luxury townhouses along a street

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