2022 Woman of Influence: Terin Vivian


Freddie Mac’s Terin Vivian has built a team and a culture committed to respectful treatment of borrowers in default while ensuring Freddie Mac maintains the financial capacity and risk management discipline to continue its vitally important public mission. As the vice president and head of loan portfolio management and structuring, she implements borrower protections while optimizing Freddie Mac’s returns by selling or re-securitizing defaulted or re-performing loans. That equaled more than $5.5 billion in the last 12 months and over $84.5 billion since 2011. 

Vivian fosters a team culture where individuals can flourish. Vivian and her team manage the most credit sensitive assets in the investment portfolio which requires an intersection of industry expertise. As such, teams at Freddie Mac have sought Vivian’s leadership and knowledge, and she has been the non-standard offerings workstream lead for Freddie Mac’s reference rate transition task force. 


Terin Vivian


Vice President, Head of Loan Portfolio Management & Structuring

Company Name:

Freddie Mac

3d rendering of a row of luxury townhouses along a street

Log In

Forgot Password?

Don't have an account? Please