2022 HW Vanguard: David H. Stevens


David H. Stevens is the CEO of Mountain Lake Consulting and a 38-year veteran of the mortgage banking industry. Stevens previously served as the president and CEO of Mortgage Bankers Association (MBA) and prior to this role, he served as the U.S. Assistant Secretary of Housing and Federal Housing Commissioner at HUD. 

Stevens served in a variety of key industry leadership roles prior to his work in Washington, including as president and chief operating officer of the Long & Foster Real Companies, executive vice president of wholesale lending at Wells Fargo Home Mortgage and senior vice president in charge of single family lending at Freddie Mac.Stevens currently sits on the board of real estate investment trust Dynex and works on advisory projects in real estate finance and provides technical and strategic consultation to financial institutions and intermediaries.

What is one habit that has made a  crucial-difference in your success?

I am never one to let something lie. Far too many in our business find ways to delay doing what they need to do to be successful. Far too many practice perfection, which to me often delays achievement. I am a huge believer that “perfection is the enemy of the good,” and in our business we cannot afford to waste our time — we need to simply do it now.


David H. Stevens



Company Name:

Mountain Lake Consulting

3d rendering of a row of luxury townhouses along a street

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