2022 HW Tech Trendsetter: James Owens


James Owens is the chief technology officer at Xactus. As an MBA-certified mortgage technologist, he understands the unique challenges in the mortgage industry and how technology can solve those challenges and innovate. He operates with a deep, customer-centric, product-oriented philosophy that has guided his career and afforded him opportunities to build new and innovative products.

Owens’ background in technology allows him to embrace innovation. Through the use of artificial intelligence and machine learn- ing, he has helped customers make better decisions around risk, efficiency, compliance and expense management. At Xactus, James is responsible for all technology operations, strategy, engineering and innovation — charged with optimizing how the company and its customers are using data. For Owens, nothing is more exciting than being told to go create something that is going to fundamentally change how an industry works.


James Owens


Chief Technology Officer

Company Name:


3d rendering of a row of luxury townhouses along a street

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