Bill Decker has more than 30 years of experience building successful organizations at the intersection of banking, mortgage, capital markets and technology. As co-founder and president of MAXEX, he spearheaded the creation, development and growth of the first exchange to enable buying and selling of residential loans between originators and many marquee investors through a single clearinghouse.
Decker has been instrumental in developing MAXEX’s vision, the design of the company’s platform and the effort to unite lending originators and institutional investors on a single exchange. His decades of experience as an entrepreneur and executive in mortgage and banking have been crucial as MAXEX continues to unite the market for non-agency structured finance in unprecedented fashion, increasing standardization, transparency and liquidity for all participants.
Because of the operational vision and execution instituted by Decker, MAXEX remained a reliable source for that private market liquidity during the pandemic and thrived as a result, tripling the company’s 2019 lock volume in 2020. As the jumbo market returned and pipelines surged back beyond capacity, Decker’s guidance helped MAXEX navigate the industry-wide reliance on third party vendors while maximizing capacity and liquidity options. Decker’s relationships and experience, along with MAXEX’s rapidly increasing scale, uniquely position him to educate market participants, legislators and regulators on policy matters that are essential to improving liquidity in the secondary mortgage market.
Throughout his career, Bill has played an active role creating standardization within the mortgage industry by leveling the playing field between large and small financial institutions.
What’s the best advice you’ve ever received?
“The best advice I ever received is to treat others as you wish to be treated. It seems so simple in concept, but it is hard to embrace. Embedded in this concept is truly understanding that each one of us is a unique individual and what motivates one individual may have little to a negative impact on others.”
President, COO and Co-Founder