Homeowners insurance

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Fannie and Freddie’s new rules change the playbook for condo buyers, sellers and managers alike 

Jun 24, 2026By

Fannie Mae and Freddie Mac updated condo project standards in March 2026, reshaping how projects qualify for conventional financing. The changes add insurance flexibility, including ACV roof coverage and a $50,000 per unit deductible cap, while increasing reserve funding expectations.

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