Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Federal Reserve ready to maintain rate, minutes show
Jan 06, 2020Federal reserve officials used to worry that if the unemployment rate dropped below 5% it would spark inflation, which would lead to higher borrowing costs. Now, they say the tightest labor market in 50 years could get even tighter.
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Home equity rates expected to remain low in 2020
Jan 03, 2020 -
Liked 2019’s mortgage rates? 2020 will be lower
Dec 23, 2019 -
Mortgage credit availability rose in 2019, Fed says
Dec 16, 2019 -
Fed holds steady, signals no interest rate changes through 2020
Dec 11, 2019 -
Fed meeting will signal interest rate future
Dec 10, 2019 -
Inflation-tamer Paul Volcker, former Fed Chairman, dies at 92
Dec 09, 2019 -
Fed considers raising inflation target, which could lead to higher interest rates
Dec 02, 2019 -
Fed warns of economic ruin from burgeoning U.S. debt
Nov 26, 2019 -
Federal Reserve united against Trump’s demand for negative interest rates
Nov 22, 2019 -
Fed: Household debt rises to record $14 trillion
Nov 13, 2019 -
Trump threatens to “substantially” raise tariffs
Nov 12, 2019