Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Can the housing market weather the storm as mortgage rates climb past 6.7%?
May 19, 2026HousingWire Data shows 30-year conforming rates at 6.77%, FHA at 6.33% and jumbo at 6.89% as the 10-year yield rises amid Iran conflict.
-
Mortgage rates are headed higher as the 10-year yield surges
May 15, 2026 -
Real estate agents hope Kevin Warsh can calm roller coaster housing market
May 14, 2026 -
Kevin Warsh confirmed as Fed chair as mortgage lenders look for stability
May 13, 2026 -
Inflation is rising, but mortgage spreads have kept rates under 7%
May 12, 2026 -
Mortgage rates move higher, keeping the spring housing market in a holding pattern
May 12, 2026 -
Jobs data stabilizes, giving Fed hawks more reason not to cut rates
May 08, 2026 -
April jobs report shows 115K payroll gains, unemployment rate at 4.3%
May 08, 2026 -
‘Lock it in!’: Mortgage rates climb to 6.5% amid global volatility
May 05, 2026 -
Fed holds rates in Powell’s final meeting as chair
Apr 29, 2026 -
Warsh moves to closer to Fed chair confirmation, advancing in Senate committee vote
Apr 29, 2026 -
Mortgage rates largely unchanged despite Iran war headlines
Apr 28, 2026
Latest Videos
The New York sessions: Andrew Quist of SecurityNational Mortgage Company Jul 13, 2026 10:54 am
AI is changing mortgage lending. Business intelligence is making it possible. Jul 09, 2026 3:49 pm
