Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
What happens next for mortgage lenders after the Fed rate cut?
Sep 20, 2024The Federal Reserve did something this week it hadn’t done in more than four years when it lowered the federal funds rate by half a percentage point. But for mortgage industry professionals hampered by fewer sales opportunities since the Fed’s streak of rate hikes began in March 2022, will this be the start of better days?
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Logan Mohtashami on why mortgage rates rose after the Fed rate cut
Sep 20, 2024 -
Reverse mortgage lenders are ready for lower interest rates
Sep 19, 2024 -
Why did mortgage rates go up after the Fed rate cut?
Sep 19, 2024 -
Fed goes big, slashing interest rates by 50 bps
Sep 18, 2024 -
Homebuilders are returning to the single-family market. But it won’t be enough
Sep 18, 2024 -
Fed policy is set to change. How will mortgage rates respond?
Sep 17, 2024 -
Logan Mohtashami: The Fed meeting preview
Sep 16, 2024 -
Logan Mohtashami talks recession concerns, home affordability with the ’Real Estate Insiders’
Sep 12, 2024 -
Logan Mohtashami: Lower mortgage rates are already helping housing
Sep 12, 2024 -
Mortgage rates drop to another new low for 2024
Sep 11, 2024
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